Fine Art Insurance

In the world of insurance the term art extends far beyond photographs and paintings.

Fine art insurance.

Fine art insurance companies cover a wide range of art from artworks to antiques and from personal art collections to museums and businesses including the works of artists in their own studios. With a hiscox home insurance policy you don t have to take out separate fine art insurance as we provide cover for your art and collections as standard. We are a worldwide industry leader and the largest insurance broker in australia. The following discussion concerns coverage intended for businesses that own or collect art but are not in the fine arts business.

However generally speaking the majority of fine art insurance policies do pay for direct physical loss or damage to covered property but only when that loss is from a covered cause of loss. The brokers at these companies are specialists who understand fine art and how to protect it. Inland marine fine art museum insurance. This coverage may be added to a commercial property policy by a separate form or endorsement often called a floater.

Axa xl is an expert fine art insurer provider that offers high standard insurance coverage for multiple classes of private collections from fine art collectibles and wine to antiques memorabilia and more. What types of claims does your fine art insurance cover. Fine art insurance specialists offer coverage for highly valued works of art. Given the mobile nature of fine art and museum collections many exposures can come into play.

Fine art insurance aon australia is a longstanding fine arts and antiques insurance specialist providing customised insurance for art dealers private collectors and some of australia s largest galleries. Even then ask questions. Fine arts coverage. To adequately protect your business against losses to your valuable artwork you ll need to purchase fine arts insurance.

Covered property is the property described in the declarations but only if. 10 000 of cover as standard for all your art and collections. The coverage that a fine art insurance policy offers varies and depends on the specific insurer and the nature of the artwork. We tailor insurance programs for many fine art related individual risks and businesses including personal art collections antiques art antiques dealers museums auction houses and commercial or corporate collections.

Art being shipped could have poor crating or packaging leaving it open to damage in transit. A piece could be left unattended and vulnerable to theft.