Medicare part b medical insurance covers hospital beds as durable medical equipment dme that your doctor prescribes for use in your home.
Free hospital beds medicare.
Medicare will pay for a hospital bed purchase or rental if it s considered medically necessary and prescribed by a doctor and provided by a medical equipment provider approved by medicare.
The individual must cover the remaining 20.
Additionally even if medicare does cover your hospital bed there are some out of pocket costs you ll likely.
Medicare pays for different kinds of dme in different ways.
Hospital beds are considered durable medical equipment dme which is covered under part b.
Medicare and you national handbook 2020 medicare gov get free personalized counseling from your state health insurance assistance walkers and hospital beds ordered by a doctor or other health care provider.
Indications and limitations of coverage.
A physician s prescription and such additional documentation as the medicare administrative contractor mac medical staff may consider necessary including medical records and physicians reports must establish the medical necessity for a hospital bed due to one of the following reasons.
Depending on your needs and your dme supplier you may choose to either rent or buy your hospital bed.
This can be paid out of pocket or with help from supplemental insurance such as medigap.
January 2020 catalog cms gov.
One must also have met their medicare part b deductible which as of 2019 is 185.
Medicare will pick up 80 of the amount that is medicare approved for the purchase of a hospital bed for home use.
However there are some requirements you must meet for medicare hospital bed coverage.
General requirements for coverage of hospital beds.